Health Insurance (Medical)

Optima-Health-LOGO-Color

The city’s medical provider is Optima Health and effective January 1, 2019, eligible employees and pre-65 retirees can choose from three (3) medical plans:

  • High Deductible Health Plan (HDHP) with an optional
    Health Savings Account (HSA)
  • Health Maintenance Organization (HMO) Plan
  • Point of Service (POS) Plan

The HDHP is a plan that also offers a Health Savings Account (HSA) option.  The money you or the city contributes to an HSA earns interest for you tax-free and you can withdraw money tax-free for qualified medical expenses.  If you do not need to withdraw funds for health care costs, the money continues to earn interest, grow and stay with you.  Below you will find more information about the HDHP and HSA.

The HMO plan allows members to choose their primary care physician (PCP) to guide and coordinate care without requiring a referral to visit a specialist.  Below is more information on the benefits and coverage of our HMO plan.

The POS plan gives employees more freedom and flexibility when selecting providers, offering in network and out of network benefits options. 

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Visit Optima Health to learn more about the health care providers and services. You can get answers to frequently asked questions regarding health insurance and learn more about what the Optima Health Website can offer you. If you are adding your spouse for the first time, please submit the Spouse Health Eligibility Employee or Retiree Form.  

If you are enrolled in an Optima plan, then you also have access to hearing aid discounts through EPIC. For more information, please click here for a flyer on the EPIC Hearing Service Plan (HSP).

To keep up to date with the innovative world we live in, Optima Health also offers a mobile app that can be downloaded from the App Store or Google Play for use on an iPhone or Android.  Just click here for a flyer to get more information on the Optima Health Mobile App.

MDLive offers 24/7/365 on-demand access to a national network of board-certified doctors and pediatricians that can diagnose, recommend treatment, and prescribe medication.  To get the care you need, when you need it, click here for more information on MDLive.

One of the programs offered by Optima Health is My Life My Plan.  By clicking this link, you can get information on creative health solutions and their Gym Network 360.

If you are looking for a convenient and cost-effective way to order up to a 90-day supply of maintenance or long-term medication for delivery to your home, office or location of your choosing, then click here for more information on OptumRx.  If you prefer to learn more about online pharmacy resources, then click here.

To help with the influenza ("flu") season, Optima Health has beneficial information on the flu vaccine and the locations to receive a flu shot...if you are interested, just click here.

If you are planning on having medical services and wish to get an estimate on the cost of the treatment or procedure, then click Treatment Cost Calculator for more information.

If you plan on traveling soon, see what Optima offers for Emergency Travel Assistance

Another helpful resource is Optima's EAP (Employee Assistance Program), which can be used to address life's challenges, solve personal problems, or tackle work related issues.  For more information on this program, simply click here.
 
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