What flood zones require flood insurance?
Flood insurance is required by the federal regulations for structures either partially or completely in Flood Zone AE or VE and with a mortgage backed by federal programs. Owning flood insurance is necessary to maintain eligibility for most federal or federally related financial reconstruction or acquisition assistance.In the City of Portsmouth, the chance of flooding is real for everyone with our risk coming from both coastal and rain event flooding. It is recommended to obtain flood insurance even if it is not required to have it.

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1. What are flood zones?
2. What flood zones require flood insurance?
3. How do I find out what flood zone I am in?